Terms of Use

These Terms of Use govern your access to and use of the Gihile Haditi website at gihile-haditi.info and your participation in any webinar sessions organized under the Gihile Haditi name. By using this website, you acknowledge that you have read and understood these terms.

A. About this website

Gihile Haditi is an educational webinar series focused on exploring the psychological dimensions of money avoidance and introducing awareness practices. The content of this website is informational and educational in nature. Nothing on this site constitutes financial advice, therapeutic guidance, or professional consultation of any kind.

The site is operated by Gihile Haditi, Wojska Polskiego 1, Elbląg, Poland. Questions about these terms may be directed to [email protected].

B. Educational purpose and limitations

The webinar series and all associated materials are designed for educational and awareness purposes only. The content is drawn from publicly available research in psychology and behavioral science and is presented in an accessible format for general audiences.

Participation in the series does not constitute a therapeutic relationship of any kind. The exercises and reflections offered in the webinars are awareness tools, not clinical interventions. If you are experiencing significant financial distress or mental health difficulties, we encourage you to seek support from a qualified professional.

We do not make any claims about outcomes or results that participants may or may not experience from attending sessions or completing exercises.

C. Use of this website

You may access and use this website for lawful, personal, and non-commercial purposes. You agree not to:

• use the site in any way that violates applicable Polish or EU law, including the Act of 18 July 2002 on Providing Services by Electronic Means (Ustawa o swiadczeniu uslug droga elektroniczna)
• reproduce, distribute, or republish content from this site without written permission
• attempt to gain unauthorized access to any part of this website or its underlying systems
• transmit any material that is harmful, offensive, or technically damaging
• use automated tools to scrape or extract data from this site

We reserve the right to restrict access to this site without notice where we have reason to believe these terms have been breached.

D. Intellectual property

All content on this website, including text, design, images, and the structure of the webinar materials, is the intellectual property of Gihile Haditi unless otherwise stated. This content is protected under Polish copyright law (Ustawa z dnia 4 lutego 1994 r. o prawie autorskim i prawach pokrewnych) and applicable EU intellectual property legislation.

You may share links to pages on this site. You may not reproduce substantial portions of content without prior written permission.

E. External links

This website may contain links to external websites for informational purposes. We do not control those sites and are not responsible for their content, privacy practices, or availability. The presence of a link does not constitute an endorsement.

F. Availability and accuracy

We make reasonable efforts to keep this website available and the information on it accurate. However, we cannot guarantee uninterrupted access or that all content is current at all times. We reserve the right to modify, suspend, or discontinue any part of the site without notice.

Information about webinar schedules, session content, and facilitators is subject to change. The most current information will always be available through the contact channels listed on this site.

G. Limitation of liability

To the extent permitted by Polish law, including the provisions of the Polish Civil Code (Kodeks cywilny) and the Act on Providing Services by Electronic Means, Gihile Haditi shall not be liable for any indirect, incidental, or consequential loss arising from your use of this website or participation in the webinar series. This does not affect any statutory rights you may have under Polish consumer protection law.

H. Governing law

These Terms of Use are governed by the law of the Republic of Poland. Any disputes arising from these terms or your use of this website that cannot be resolved informally shall be subject to the jurisdiction of the courts of Elbląg, Poland, without prejudice to your rights as a consumer under EU law, including the right to access alternative dispute resolution mechanisms under Directive 2013/11/EU and the ODR platform available at ec.europa.eu/consumers/odr.

I. Changes to these terms

We may revise these Terms of Use from time to time. The date shown at the top of this page reflects the most recent revision. Continued use of the site after a revision constitutes acceptance of the updated terms. We recommend reviewing this page periodically.

J. Contact

If you have questions about these terms, please contact us at [email protected] or by post at Gihile Haditi, Wojska Polskiego 1, Elbląg, Poland.